Think You Can’t Afford a Home? Think Again!


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Message from

Milly Seibel
Executive Director 

Tri-Valley Housing Opportunity Center


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Tri-Valley Housing Opportunity Center
141 N Livermore Avenue
Livermore, CA 94550
(925) 373-3130


The Tri-Valley Housing Opportunity Center (TVHOC) is a HUD-approved, non-profit, 501(c)(3), public charity, that provides asset development education, homebuyer pre and post purchase education, early delinquency and pre-foreclosure counseling and workshop, income and, information regarding private sector lender programs, and funding sources – helping to match those in need with programs and services that benefit them most.


Additional Information:
Borrowers must  secure a first mortgage that is fully  amortized and at a fixed interest rate for the life of the loan.

Purchased homes will be subject to Resale Restrictions 
Homeownership Opportunity 
City of Livermore Holding Lottery for
5 Homes for Sale –  Priced to Sell
$173,355 (2-BR Units)  – $199,161 (3-BR Units)
Dear Natalie, 

The City of Livermore has brought together five homes for sale through the City's Affordable Housing Program. There are two 2-bedroom townhouses, two 3-bedroom townhouses and one 3-bedroom detached home. The City is now accepting applications for these resale homes and applications must be delivered to Livermore City Hall offices by OCTOBER 5, 2012 to be placed in a lottery for an opportunity to buy.

You are being sent this list as you have expressed an interest in purchasing a home or you may know of someone who can benefit from this program.
                                                                                 Milly S.

One of the Properties For Sale
15 Meritage Cmn - Foster

Front Entry of 15 Meritage Common 

The Tri-Valley Housing Opportunity Center has been selected to seek qualified homebuyers for an opportunity to purchase one of the five homes available for sale.  These homes will be offered to households earning up to 80% of the Area Median Income (see below table) and have a minimum household size.  


Household Annual Income      Household Size
$45,750                            1 person

$52,300                           2 persons

$58,850                          3 persons

$65,350                          4 persons

$70,600                          5 persons


In order to apply, households must meet the following qualifications (see SUMMARY OF QUALIFICATIONS link): 

  • You must be a first time home buyer
  • You must be income eligible
  • You must have 3% of the purchase price of your own funds, seasoned in your account (savings, checking, retirement, mutual funds, etc.) for a minimum of 3 months for use as a down payment.
  • All adult members in the household must have a FICO credit score of 660 or higher
  • You must have a debt-to-income ratio of less than 45% of your households' gross monthly income
  • You must complete a HUD Certified First Time Homebuyer Education class.  The TVHOC is offering a Homebuyer Education Course on 9/29. Click here to Register.  


Only completed applications will be reviewed for compliance 



Deliver applications by OCTOBER 5, 2012 to:  





               Livermore, CA 94550


A lottery style selection process will be held on October 10, 2012 in the City Council Chambers (3575 Pacific Avenue). All applicants will be notified in writing of their ranking number within one week of the selection process. 


Please send any questions to:



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